Terms of Use

These Terms of Use ("Terms") govern your access to and use of the Main Street Health Advisors website and services (collectively, the "Services"). By using our Services, you agree to these Terms. If you do not agree, please do not use the Services.

Nature of Services

Main Street Health Advisors is an independent health insurance agency. We provide general information and connect consumers with licensed insurance advisors. We are not a government agency and are not affiliated with any government program. We are not an insurance carrier and do not underwrite policies. Eligibility, premiums, benefits, and coverage terms are determined by the insurance carrier.

Guidance and Information

Guidance is provided by licensed insurance professionals. Information on this website is for general informational purposes only and is not legal or medical advice. You should review plan documents and carrier materials before making coverage decisions.

User Responsibilities

You agree to:

• Provide accurate, current, and complete information when submitting forms
• Use the Services only for lawful purposes
• Not misrepresent your identity or provide false information
• Not interfere with or disrupt the operation of our Services
• Comply with all applicable laws and regulations

Consent to Contact

By submitting your information, you consent to receive communications from us and licensed insurance professionals via telephone (including automated dialing systems and prerecorded messages), text message (SMS), and email at the contact information you provide, even if your number is on a Do Not Call list. You may revoke consent at any time by contacting us.

Compensation

You are not charged a fee for using this website. Main Street Health Advisors and/or the licensed agents we work with may receive compensation (such as commissions) from insurance carriers if you enroll in coverage.

Information Sharing

By using our Services, you acknowledge and agree that we may share your contact information and request details with licensed insurance agents, agencies, carriers, and service providers as described in our Privacy Policy in order to service your request.

No Guarantees

We make no guarantees regarding:

• Your eligibility for any insurance product
• The outcome of services provided by third-party carriers or agencies
• The accuracy or completeness of information provided by carriers

Limitation of Liability

To the fullest extent permitted by law, Main Street Health Advisors and its affiliates, officers, employees, and agents shall not be liable for any indirect, incidental, consequential, special, or punitive damages, or any loss of profits, revenue, data, or business opportunities arising from your use of our Services, even if we have been advised of the possibility of such damages.

Our total liability for any claims arising from your use of our Services shall not exceed $100.

Indemnification

You agree to indemnify, defend, and hold harmless Main Street Health Advisors and its affiliates from any claims, damages, losses, liabilities, and expenses (including reasonable attorneys' fees) arising from your use of our Services, your violation of these Terms, or your violation of any rights of another party.

Intellectual Property

All content on our website, including text, graphics, logos, and software, is the property of Main Street Health Advisors or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works without our prior written consent.

Third-Party Services

We may use third-party service providers to operate our website and deliver our Services. We are not responsible for the actions, omissions, or policies of these third parties. Your interactions with third-party carriers or agencies are solely between you and them.

Modifications to Services and Terms

We reserve the right to modify, suspend, or discontinue our Services at any time without notice. We may also update these Terms from time to time. The updated Terms will be posted on this page with a revised effective date. Your continued use of our Services after changes are posted constitutes acceptance of the updated Terms.

Termination

We may terminate or suspend your access to our Services at any time, with or without cause or notice, if we believe you have violated these Terms or engaged in unlawful conduct.

Governing Law

These Terms are governed by applicable laws in the United States, without regard to conflict of law provisions.

Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Main Street Health Advisors regarding your use of our Services.

Contact Us

If you have questions about these Terms, please contact us at:

Main Street Health Advisors

Email: support@mainstreethealthadvisors.com

Phone: +13023021742